Chime Referral Code & Invite Code

Chime is a leading US financial technology company offering modern online banking services through its mobile banking app. Chime provides checking accounts, savings accounts, debit cards, credit-building products,…

How Chime referrals work

1. Step 1

   Choose a referral link or invite code shared by the community.

2. Step 2

   Click the referral link to open the official sign-up page.

3. Step 3

   Create your Chime account and complete the qualifying action.

4. Step 4

   Receive the referral reward based on Chime's current terms.

About the Chime referral program

How to Use a Chime Referral Code (Step by Step)

1. Browse the Chime referral codes and invite links shared below. Codes near the top were shared or bumped most recently by the community.
2. Open the referral link — it applies the referral automatically when you sign up.
3. Create your Chime account with the details the program asks for. Use the same browser session you opened the referral link in, and avoid closing it midway, so the referral stays attached to your sign-up.
4. Complete the qualifying step the program requires — this is usually a first action such as a verified sign-up, first order, deposit, task or withdrawal, depending on Chime's own terms.
5. Check your Chime account for the reward. Many programs hold rewards for a verification period before releasing them, so allow the stated waiting time before contacting support.
6. Once you're in, share your own Chime referral code here so other members can use it — and so you can track how many clicks it gets.

Codes are submitted by community members, so availability and results can vary. Always check the current terms on the official Chime site.

Chime Referral Code FAQs

How do I get a Chime referral code?

Open the Chime page on FreeReferralCodes and choose a Chime referral code or referral link shared by the community.

How do I use a Chime referral code?

Use the Chime referral link before creating your new Chime Checking Account. The referral must be connected to your signup for the referral bonus to qualify.

What is the Chime referral bonus?

Under the standard Chime referral program, the new customer can receive a $100 bonus after completing the qualifying requirements. The referring member's reward may vary depending on the current offer.

What are the requirements for the Chime referral bonus?

The new customer must sign up through a valid referral link, receive a single qualifying direct deposit of $200 or more within 45 days of opening the Chime Checking Account, and activate their physical Chime card within 14 calendar days of receiving the qualifying deposit.

How long do I have to complete the Chime referral requirements?

The qualifying $200 or more direct deposit must be received within 45 days of opening the new Chime Checking Account.

Who can use a Chime referral code?

Chime accounts are currently available to eligible US residents who meet Chime's account requirements. Chime states that applicants must be at least 18 years old and have a valid Social Security number.

Does a Chime referral code expire?

Referral offers and bonus amounts can change. Check the current Chime referral offer and its terms before completing your signup.

What counts as a qualifying Chime direct deposit?

A qualifying direct deposit generally includes eligible payroll, government benefit or other qualifying ACH deposits. Transfers from other bank accounts and peer-to-peer payments such as PayPal or Venmo generally do not qualify.