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Use the top community referral option below. Click once and complete the qualifying action on Kredivo's site to claim the current referral benefit.

Buy Now, Pay Later – Flexible Installment Payments 💳

Kredivo is a digital financial services platform that provides Buy Now, Pay Later, instalment payments and other financial services through its mobile application. The platform allows eligible users to shop online and…

Available Kredivo Referral Codes (1)

How Kredivo referrals work

  1. Step 1

    Choose a referral link or invite code shared by the community.

  2. Step 2

    Click the referral link to open the official sign-up page.

  3. Step 3

    Create your Kredivo account and complete the qualifying action.

  4. Step 4

    Receive the referral reward based on Kredivo's current terms.

About the Kredivo referral program

Kredivo operates a referral programme that allows activated Kredivo users to invite friends and family to become Kredivo customers. Eligible users can access their personal referral code through the Kredivo app and share it with people they know.

Under Kredivo's published referral terms, both the referrer and the new user can receive 25,000 Kredivo Points when the new account is approved as a Basic account, or 250,000 Kredivo Points when the new account is approved as a Premium account. The referred user must register using the applicable referral code or referral link and complete the required activation and qualifying transaction.

Kredivo states that there is no maximum number of friends an activated user can invite. However, the referral programme is intended for personal, non-commercial use. Kredivo's terms state that referral codes and links should only be shared with personal contacts and must not be publicly distributed through coupon websites, forums or other public media.

Referral rewards, eligibility requirements and programme terms may be changed, suspended or withdrawn by Kredivo at any time.

How to Use a Kredivo Referral Code (Step by Step)

  1. Browse the Kredivo referral codes and invite links shared below. Codes near the top were shared or bumped most recently by the community.
  2. Open the referral link — it applies the referral automatically when you sign up.
  3. Create your Kredivo account with the details the program asks for. Use the same browser session you opened the referral link in, and avoid closing it midway, so the referral stays attached to your sign-up.
  4. Complete the qualifying step the program requires — this is usually a first action such as a verified sign-up, first order, deposit, task or withdrawal, depending on Kredivo's own terms.
  5. Check your Kredivo account for the reward. Many programs hold rewards for a verification period before releasing them, so allow the stated waiting time before contacting support.
  6. Once you're in, share your own Kredivo referral code here so other members can use it — and so you can track how many clicks it gets.

Codes are submitted by community members, so availability and results can vary. Always check the current terms on the official Kredivo site.

Community Tips for Kredivo Referrals

Notes shared by members who posted their own Kredivo referral code here.

  • Kredivo is a digital financial services platform that provides Buy Now, Pay Later, instalment payments and other financial services through its mobile application. The platform allows eligible users to shop online and offline, pay for purchases over time and access additional financial products depending on their account type and eligibility.

    Kredivo provides flexible payment options including payment within 30 days and instalment plans with different repayment periods. Users can access Kredivo at thousands of online and offline merchants, while the platform also offers services such as mobile top-ups, bill payments and cash loans.

    Kredivo also operates the Kredivo Points loyalty programme, which allows eligible users to earn points through qualifying activities and redeem them for discounts and vouchers. Kredivo's financial services and available products are subject to eligibility requirements and applicable terms.

    Shared by @cutedane

Kredivo Referral Code FAQs

What is Kredivo?

Kredivo is a digital financial services platform that provides Buy Now, Pay Later, instalment payments and other financial services through its mobile application.

Does Kredivo have a referral program?

Yes. Kredivo has a referral programme that allows activated users to invite friends and family using a personal referral code or referral link and earn Kredivo Points when qualifying referrals are approved and complete the required activity.

How much can I earn from the Kredivo referral program?

Under Kredivo's published referral terms, the referrer and the new user can each receive 25,000 Kredivo Points when the new account is approved as Basic, or 250,000 Kredivo Points when the new account is approved as Premium.

What is a Kredivo referral code?

A Kredivo referral code is a unique code provided to activated Kredivo users that can be shared with friends and family during the registration process.

How does the Kredivo referral program work?

An activated Kredivo user shares their personal referral code or referral link with a friend. The friend registers for Kredivo using the referral information, completes the required application and activation process and, where applicable, makes a qualifying transaction.

Who can participate in the Kredivo referral program?

The referral programme is available to users whose Kredivo accounts have been activated. New users must meet Kredivo's applicable account eligibility and approval requirements.

How many people can I refer to Kredivo?

Kredivo states that there is no maximum number of friends an activated user can invite through the referral programme.

Do both people receive Kredivo Points?

Yes. When the referral qualifies, both the existing user and the referred user can receive Kredivo Points. The amount depends on whether the new account is approved as Basic or Premium.

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