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Vivid Money is a digital financial services platform offering personal and business accounts, payment cards, savings and investment features, cashback, and other financial tools through its mobile and web applications.…

How Vivid referrals work

  1. Step 1

    Choose a referral link or invite code shared by the community.

  2. Step 2

    Click the referral link to open the official sign-up page.

  3. Step 3

    Create your Vivid account and complete the qualifying action.

  4. Step 4

    Receive the referral reward based on Vivid's current terms.

About the Vivid referral program

Vivid Money operates several referral opportunities, including a personal Invite a Friend program, a Vivid Business referral program, and a separate affiliate program.

The current personal Invite a Friend program is available to eligible Vivid customers in selected European countries. For each of the first five qualifying friends, the inviter receives a €20 bonus credited to their Stock Rewards Pocket, for a potential total of €100. The invited friend receives an increased fixed annual interest rate of 3% for 60 days.

To qualify, the invited person must register through the referral link, order their first physical Vivid card, and top up at least €100 within 90 days of registration. The invitee must also open an Interest Rate Pocket to receive the promotional interest benefit. Vivid can reduce the reward for referrals beyond the first five.

Vivid also operates a Business referral program. Eligible customers can refer companies or freelancers using their referral link. Rewards vary by country and business type. For example, current terms provide both inviter and invitee with €150 in Germany, €100 in Switzerland, €75 in Italy, and €50 in many other listed European countries when the invitee opens a qualifying legal-entity business account.

Vivid additionally has a separate affiliate program for promoting its business accounts. This should be distinguished from the customer referral programs.

How to Use a Vivid Referral Code (Step by Step)

  1. Browse the Vivid referral codes and invite links shared below. Codes near the top were shared or bumped most recently by the community.
  2. Open the referral link — it applies the referral automatically when you sign up.
  3. Create your Vivid account with the details the program asks for. Use the same browser session you opened the referral link in, and avoid closing it midway, so the referral stays attached to your sign-up.
  4. Complete the qualifying step the program requires — this is usually a first action such as a verified sign-up, first order, deposit, task or withdrawal, depending on Vivid's own terms.
  5. Check your Vivid account for the reward. Many programs hold rewards for a verification period before releasing them, so allow the stated waiting time before contacting support.
  6. Once you're in, share your own Vivid referral code here so other members can use it — and so you can track how many clicks it gets.

Codes are submitted by community members, so availability and results can vary. Always check the current terms on the official Vivid site.

Vivid Referral Code FAQs

What is Vivid Money?

Vivid Money is a digital financial services platform offering personal and business accounts, payment cards, savings, cashback, and other financial products.

Does Vivid Money have a referral program?

Yes. Vivid Money has personal Invite a Friend and Vivid Business referral programs.

How much does the Vivid personal referral program pay?

Eligible customers receive a €20 bonus for each of their first five qualifying referrals, for a potential total of €100.

What does the invited friend receive?

The invited friend receives an increased fixed annual interest rate of 3% for 60 days, subject to the program conditions.

What does a referred personal customer need to do?

The referred customer must register through the referral link, order their first physical card, top up at least €100 within 90 days, and open an Interest Rate Pocket.

How many personal referrals can earn the €20 reward?

The €20 reward applies to each of the first five qualifying friends. Rewards for additional referrals may be lower.

Which countries are eligible for the personal Vivid referral program?

The current program is available to inviters and invitees in Austria, Cyprus, France, Germany, Italy, Luxembourg, the Netherlands, Portugal, and Spain.

Does Vivid have a Business referral program?

Yes. Eligible Vivid customers can refer companies and freelancers to Vivid Business.

Vivid Reviews

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